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International Travel Medical Plus – for non-U.S. residents (Premium)

It’s the perfect combination of two types of coverage, in one easy package. International Travel Medical Plus plans are designed to help in a medical emergency, big or small, from a sore throat that has you worried to larger, more complex situations. These plans include up to $150,000 emergency medical coverage, including access to doctors and hospitals around the world. 

In addition, the trip cancellation and interruption element of your plan offers you up to 175% coverage per person, as well as reimbursement for baggage loss, or if your itinerary is affected in a way that results in unexpected accommodations or meals. Versatile add-ons can customize your coverage to your trip, such as adding rental car damage insurance, sporting equipment loss and delay, and even plans that protect your wellbeing if you are injured participating in extreme sports.
 
Certificate
View Certificate
Plan Review Period
30 days
Renewable Policy
—
Restriction
Unavailable for residents of United States. Available for non-zero trip cost. Unavailable for residents of Iran, Somalia, Sudan, Iraq, Mali, Syria, Afghanistan, Cuba, Libyan Arab Jamahiriya, Nigeria, Antarctica, North Korea, Cayman Islands, Ghana, Niger. Available up to the age of 85. Unavailable for destination - Iran, Somalia, Sudan, Iraq, Mali, Syria, Afghanistan, Nigeria, Cuba, Libyan Arab Jamahiriya, Antarctica, North Korea, Nepal, Ghana, Niger.
Trip Cancellation
100% Trip Cost
Trip Interruption
175% Trip Cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
Included
Cancel for any reason
—
Pre-Ex Coverage
—
Look back period
180 days
Primary Medical
—
Emergency Medical
$150,000 ($500 Dental)
Medical Deductible
—
Look back period
180 days
Medical Evacuation
$250,000
Missed Connection
—
Trip Delay
$1,000 (6 hours, $250/day)
Baggage Loss
$1,000
Baggage Delay
$300 (24 hours)
Non-Medical Evacuation
$100,000
Hazardous Sports
Not Included
Included
Amateur Sports
—
24 Hour AD&D
$25,000
Common Carrier AD&D
$50,000
Flight Only AD&D
—
Rental Car
$0
$50,000
Identity Theft
—
24 Hour Assistance Service
Included
Schengen Visa
Accepted

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The International Travel Medical Plus plan offers coverage for both medical and non-medical needs. Trip cancellation coverage is combined with travel medical insurance, including medical evacuation. In addition, 24/7 assistance is available from a multilingual team staffed with experts in international travel problem-solving.
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