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Ruby

The USI Ruby Plan offers high level of benefits including Primary Medical.
 
Certificate
View Certificate
Plan Review Period
14 days (varies by state)
Renewable Policy
—
Restriction
Available for the length of travel starting from 1 day up to 30 days. Available for residents of United States. Available for the trip cost up to $15,000. Unavailable for destination - Palestine, Iran, North Korea, Russian Federation, South Sudan, Sudan, Iraq.
Trip Cancellation
100% Trip cost
Trip Interruption
150% Trip cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
Limited
Cancel for any reason
0%
75% Trip Cost
Pre-Ex Coverage
Included
Look back period
60 days
Primary Medical
Yes
Emergency Medical
$250,000 ($750 Dental) (varies by state)
Medical Deductible
—
Look back period
60 days
Medical Evacuation
$500,000
Missed Connection
$750 (3 hours)
Trip Delay
$1,000 (6 hours, $150/day)
Baggage Loss
$1,000
Baggage Delay
$300 (12 hours)
Non-Medical Evacuation
—
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
$15,000
Common Carrier AD&D
—
Flight Only AD&D
—
Rental Car
—
Identity Theft
—
24 Hour Assistance Service
—
Schengen Visa
Accepted

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The USI Diamond is the superior plan with high level of benefits including Primary Medical.
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