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Essential

The Travel Guard Essential plan is our budget-friendly travel insurance plan. This plan is perfect for business travel and domestic travel with basic coverage amounts.
 
Certificate
View Certificate
Plan Review Period
15 days
Renewable Policy
—
Restriction
Available for the length of travel up to 364 days. Available for the trip cost per traveler up to $150,000. Available up to the age of 125. Unavailable for destination - Russian Federation, Ukraine. Unavailable for resident state of California.
Trip Cancellation
100% Trip cost
Trip Interruption
100% Trip cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
—
Cancel for any reason
—
Pre-Ex Coverage
Included
Look back period
180 days
Primary Medical
—
Emergency Medical
$15,000 ($500 Dental)
$30,000 ($500 Dental)
Medical Deductible
—
Look back period
180 days
Medical Evacuation
$150,000
$300,000
Missed Connection
$150 (3 hours)
Trip Delay
$500 (12 hours, $100/day)
Baggage Loss
$750
Baggage Delay
$200 (24 hours)
Non-Medical Evacuation
$0
$100,000
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
$30,000 (Non-flight)
Common Carrier AD&D
—
Flight Only AD&D
$0
$100,000
Rental Car
$0
$50,000 ($250 deductible)
Identity Theft
—
24 Hour Assistance Service
Included
Schengen Visa
—
Security Bundle
Medical and Evacuation Bundle

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