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Cruise

Tin Leg’s Cruise policy was built explicitly for cruisers, offering comprehensive coverage with high medical benefits, trip protection, and cruise-specific benefits.

Tin Leg Cruise offers up to $250,000 in Emergency Medical coverage and up to $1 million in Medical Evacuation coverage, with base coverage starting at $250,000 and $500,000, respectively. This gives travelers access to high-quality care at sea and during international stops. These medical benefits also extend to incidents on the ship or during shore excursions, such as injuries during snorkeling, sightseeing, or guided tours.

Tin Leg Cruise also provides cancellation benefits to cover prepaid trip expenses, including cruise fares, port fees, and excursions, in case of cancellations due to medical emergencies, weather-related issues, or unforeseen events like mechanical breakdowns or natural disasters.

Finally, Tin Leg Cruise offers key cruise-specific benefits, making it an ideal choice for cruisers. These include coverage for itinerary changes, missed ports of call, and travel inconveniences. The policy also offers other benefits, including Travel Delay, Missed Connection, Baggage Delay, and Baggage Loss.

 
Certificate
View Certificate
Plan Review Period
14 days (varies by state)
Renewable Policy
—
Restriction
Available for the trip cost per traveler up to $30,000. Available up to the age of 85. Available for the length of travel up to 60 days. Unavailable for resident state of New York. Available for residents of United States. Unavailable for destination - Ukraine, Russian Federation, North Korea, Syria, Belarus, Cuba, South Sudan, Iran, Sudan, Lebanon.
Trip Cancellation
100% Trip Cost
Trip Interruption
150% Trip Cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
—
Cancel for work reasons
—
Cancel for any reason
0% Trip Cost
75% Trip Cost
Pre-Ex Coverage
Included
Look back period
180 days
Primary Medical
Yes
Emergency Medical
$100,000 ($500 Dental)
$250,000 ($500 Dental)
Medical Deductible
—
Look back period
180 days
Medical Evacuation
$250,000
$500,000
$1,000,000
Missed Connection
$500 (3 hours)
Trip Delay
$2,000 (6 hours, $150/day)
Baggage Loss
$500
Baggage Delay
$500 (24 hours)
Non-Medical Evacuation
—
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
$10,000
$50,000
Common Carrier AD&D
—
Flight Only AD&D
—
Rental Car
$0
$50,000 ($100 deductible)
Identity Theft
Included
24 Hour Assistance Service
Included
Schengen Visa
Accepted
Cancel for any reason + Interrupt for any reason

Other plans by Tin Leg

Basic

Tin Leg Basic is designed to provide travelers with all major travel insurance benefits at a competitive price.
This plan’s conservative benefit limits are adequate for most travelers and keep the premium affordable, offering up to $10,000 in Trip Cancellation coverage and $25,000 in Emergency Medical coverage. Additional coverage is available for Pre-Existing Conditions, as well as Baggage Loss, Travel Delays and Accidental Death.

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Gold

Tin Leg’s Gold policy is built for travelers who are looking for high medical benefits and comprehensive cancellation coverage.
Tin Leg Gold includes $500,000 in Primary Emergency Medical coverage, in addition to $500,000 in Medical Evacuation coverage. Travelers who purchase this policy within 14 days of booking their trip and insure their full trip cost will also be covered for Pre-Existing Conditions.
Tin Leg Gold also offers cancellation coverage for the most common traveler concerns, including cancellation for medical reasons, inclement weather, and terrorism. Cancel For Any Reason is also available as an optional upgrade within this policy.
Additional benefits that are included within this policy are Travel Delay, Missed Connection, Baggage Delay, Baggage & Personal Items Loss, and Accidental Death & Dismemberment.

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Luxury

Tin Leg’s Luxury product is ideal for travelers who want the most comprehensive Trip Cancellation benefits, as well as high Primary Emergency Medical and Travel Delay benefits.
Tin Leg Luxury includes cancellation coverage for the most common traveler concerns, including cancellation for medical reasons and terrorism. It also boasts impressive cancellation coverage for inclement weather, with no minimum weather delay before cancellation can be claimed.
Tin Leg Luxury includes high Primary Medical and Medical Evacuation benefits, with optional upgrades available, as well as coverage for Pre-Existing conditions if purchased within 15 days of booking the trip.
Additional benefits, including Travel Delay, Baggage Delay, Baggage Loss and Missed Connection, come standard with this policy.

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Luxury NY, CA

Tin Leg’s Luxury product is ideal for travelers who want the most comprehensive Trip Cancellation benefits, as well as high Primary Emergency Medical and Travel Delay benefits.
Tin Leg Luxury includes cancellation coverage for the most common traveler concerns, including cancellation for medical reasons and terrorism. It also boasts impressive cancellation coverage for inclement weather, with no minimum weather delay before cancellation can be claimed.
Tin Leg Luxury includes high Primary Medical and Medical Evacuation benefits, with optional upgrades available, as well as coverage for Pre-Existing conditions if purchased within 15 days of booking the trip.
Additional benefits, including Travel Delay, Baggage Delay, Baggage Loss and Missed Connection, come standard with this policy.

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Standard

Tin Leg’s Standard policy is designed for travelers looking for extensive cancellation coverage and high medical benefits.
Tin Leg Standard includes cancellation coverage for the most common concerns, including medical reasons, terrorism, and severe weather. It also covers up to 150% of a traveler’s trip costs under Trip Interruption.
Tin Leg Standard’s medical coverage includes Emergency Medical and Medical Evacuation coverage, as well as Pre-Existing Condition coverage if purchased within 15 days of booking the trip.
Additional benefits, such as Travel Delay, Baggage Delay, and Baggage Loss, are included with this policy.

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Standard NY, CA

Tin Leg’s Standard policy is designed for travelers looking for extensive cancellation coverage and high medical benefits.
Tin Leg Standard includes cancellation coverage for the most common concerns, including medical reasons, terrorism, and severe weather. It also covers up to 150% of a traveler’s trip costs under Trip Interruption.
Tin Leg Standard’s medical coverage includes Emergency Medical and Medical Evacuation coverage, as well as Pre-Existing Condition coverage if purchased within 15 days of booking the trip.
Additional benefits, such as Travel Delay, Baggage Delay, and Baggage Loss, are included with this policy.

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