TravelSafe Insurance (Wyomissing, PA; in business since 1971), a division of the Chester Perfetto Agency, Inc., provides comprehensive policies for individuals and families throughout the United States and Canada. They have the highest coverage limits available. The first to offer a “cancel for any reason cash benefit,” they also provide a number of plans with unique, hard to find benefits, including coverage for domestic partners, coverage for mental, nervous, and psychological disorders, and protection against financial insolvency with no restrictive limits. They also offer new and low flat rates for customers 18 and under when traveling with an adult who is 19 or older, careful claims processing, and a 24-hour emergency assistance number to call from anywhere in the world.
TravelSafe Insurance offers the best look-back period of 60 days for pre-existing medical conditions, which is much shorter than the average in the industry. The Classic Plus plan also includes Cancel For Any Reason allowing you to cancel your trip up to two days prior to departure for any reason and receive a refund of 75% of your total prepaid non-refundable trip cost.
(Everyday, 24 hours per day)
The TravelSafe Insurance Basic plan offers trip cancellation and interruption coverage up to the entire trip cost, missed connection coverage up to $500, and travel delay up to $100 per day. Medical expenses, emergency assistance, evacuation and lost baggage are also covered. Optional rental car damage coverage. This plan does not provide the Cancel For Any Reason option, and does not allow for the Pre-existing Medical Condition Waiver.