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Platinum

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Our Platinum Plan is for travelers who want the most comprehensive package of travel insurance coverage and assistance services. If you are looking for the total package that includes our highest level of medical coverage, plus additional benefits when purchased within 15 days of initial trip payment, then this is the package for you! The Platinum Plan also covers for pre-existing medical conditions, financial default - even trip cancellation due to job loss and other covered work reasons! You can also upgrade your Platinum Plan to include optional coverages like Cancel for Any Reason (if permitted in your state) and Medical Evacuation home or to the hospital of your choice.

 
Certificate
View Certificate
Plan Review Period
15 days
Renewable Policy
—
Restriction
Available for resident of United States. Unavailable for destination - Cuba. Available for the trip cost per traveler up to $100,000. Available up to the age of 125. Available for the length of travel up to 365d. Unavailable for resident state of Florida, California, Illinois, Arizona.
Trip Cancellation
100% Trip cost
Trip Interruption
150% Trip cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
—
Cancel for any reason
0%
50% Trip Cost
Pre-Ex Coverage
Included
Look back period
90 days
Primary Medical
Yes
Emergency Medical
$50,000 ($500 Dental)
$100,000 ($500 Dental)
Medical Deductible
—
Pre-Ex Coverage on Trip
Included
Acute Onset of Pre-Ex
—
Look back period
90 days
Medical Evacuation
$1,000,000
Missed Connection
$500 (3 hours)
Trip Delay
$1,000 (5 hours, $200/day)
Baggage Loss
$2,500
Baggage Delay
$500 (12 hours)
Non-Medical Evacuation
—
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
$50,000
Common Carrier AD&D
—
Flight Only AD&D
$0
$100,000
$200,000
$300,000
$400,000
$500,000
Rental Car
$0
$35,000 ($250 Deductible)
Identity Theft
Included
24 Hour Assistance Service
—
Schengen Visa
Accepted
Medical Coverage Upgrade
Umbrella Package

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