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Platinum

Our Platinum Plan is for travelers who want the most comprehensive package of travel insurance coverage and assistance services. If you are looking for the total package that includes our highest level of medical coverage, plus additional benefits when purchased within 15 days of initial trip payment, then this is the package for you! The Platinum Plan also covers for pre-existing medical conditions, financial default - even trip cancellation due to job loss and other covered work reasons! You can also upgrade your Platinum Plan to include optional coverages like Cancel for Any Reason (if permitted in your state) and Medical Evacuation home or to the hospital of your choice.

 
Certificate
View Certificate
Plan Review Period
15 days
Renewable Policy
—
Restriction
Available for resident of United States. Unavailable for destination - Cuba. Available for the trip cost per traveller up to $100,000. Available up to the age of 125. Available for the length of travel up to 365d.
Trip Cancellation
100% Trip Cost
Trip Interruption
150% Trip Cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
—
Cancel for any reason
0%
50% Trip Cost
Pre-Ex Coverage
Included
Look back period
90 days
Primary Medical
Yes
Emergency Medical
$50,000 ($500 Dental)
$100,000 ($500 Dental)
Medical Deductible
—
Pre-Ex Coverage on Trip
Included
Acute Onset of Pre-Ex
—
Look back period
90 days
Medical Evacuation
$1,000,000
Missed Connection
$500 (3 hours)
Trip Delay
$1,000 (5 hours, $200/day)
Baggage Loss
$2,500
Baggage Delay
$500 (12 hours)
Non-Medical Evacuation
—
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
$50,000
Common Carrier AD&D
—
Flight Only AD&D
$0
$100,000
$200,000
$300,000
$400,000
$500,000
Rental Car
$0
$35,000 ($250 Deductible)
Identity Theft
Included
24 Hour Assistance Service
Included
Schengen Visa
Accepted
Medical Coverage Upgrade
Umbrella Package

Other plans by Travel Guard

Deluxe

Travel Guard's top of the line, comprehensive travel coverage that sets the standard.

Hiking across Ireland. Tracing the Nile in Africa. Skiing in Gstaad. When you want to be covered, you want our Deluxe Travel Insurance Plan. This plan has our highest level of Primary medical expense coverage and, when purchased within 15 days of Initial Trip Payment, includes a pre-existing medical condition exclusion waiver. Plus, coverage for Trip cancellation (even due to job loss), Trip delay, lost, delayed or damaged baggage, and more. But it’s not simply great coverage, you also receive access to 24/7 assistance services to help with any travel related needs before and during your travels. Deluxe coverage that is easy to buy, easy to use and easy to love.
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Essential

Savvy coverage for the budget minded traveler. 

You have a budget. But you also want coverage for your trip. We get it. Whether you are traveling for business or pleasure, basic coverage and access to 24/7 travel assistance services can come in very handy. Want assistance with rebooking flight and hotel? Prefer to have coverage for pre-existing medical conditions? Want Trip Cancellation, Trip Interruption and Trip Delay coverage? Need coverage for lost, stolen or damaged baggage? It’s all right here and can be yours in minutes. Our Essential Insurance Plan is a simple way to cover your travels on a budget.
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Gold

Our Gold Plan is our most popular package of travel insurance & assistance services. Offering comprehensive coverage for individual travelers and families, this plan includes children 17 and under covered at no additional cost! If you purchase within 15 days of initial trip deposit, this plan provides additional benefits for pre-existing medical conditions and financial default, if available in your state. Optional coverage upgrades include Cancel for Any Reason, Car Collision coverage and Medical Evacuation home or to the hospital of choice.

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Preferred

A comprehensive travel plan with superb coverage and service from start to finish.

A plan that is perfect for families and international travelers. No matter where you explore, travel insurance is a smart idea. And our Preferred Plan is a popular plan for good reason. You’ll not only get 24/7 travel assistance services, but amazing coverage for medical expenses, Trip Cancellation, Trip interruption, lost or delayed Baggage, and medical evacuations. Travel Guard has over 30 years of experience and has covered millions of travelers. Our Preferred Plan delivers the coverage you’re looking for.

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Silver

Our Silver Plan is for travelers and families who want basic comprehensive coverage and access to our 24-hour emergency travel assistance services. This plan provides even more benefits when purchased within 15 days of initial trip payment, including coverage for pre-existing medical conditions and financial default. Each child 17 and under is covered at no additional cost for each adult that purchases this plan. Optional Emergency Evacuation upgrade and Collision coverage.

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Travel Guard Plus

In addition to trip cancellation and interruption, most travel insurance plans include coverage for trip delay, missed connection, lost or delayed baggage, medical expenses, and emergency evacuation with repatriation of remains. 24 hour assistance services are included to help the traveler with things such as emergency medical assistance, lost baggage tracking, emergency cash transfer, emergency or last minute travel arrangements, assistance with replacing lost travel documents, and much more.
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