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Gold

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Our Gold Plan is our most popular package of travel insurance & assistance services. Offering comprehensive coverage for individual travelers and families, this plan includes children 17 and under covered at no additional cost! If you purchase within 15 days of initial trip deposit, this plan provides additional benefits for pre-existing medical conditions and financial default, if available in your state. Optional coverage upgrades include Cancel for Any Reason, Car Collision coverage and Medical Evacuation home or to the hospital of choice.

 
Certificate
View Certificate
Plan Review Period
15 days
Renewable Policy
—
Restriction
Available for resident of United States. Unavailable for destination - Cuba. Available for the trip cost per traveler starting from $0 up to $100,000. Available from the age of 1 up to the age of 125. Available for the length of travel up to 365d. Unavailable for resident state of Arizona, Illinois, California, Florida.
Trip Cancellation
100% Trip cost
Trip Interruption
150% Trip cost
Cancel for medical
Included
Hurricane & Weather
Included
Terrorism
Included
Financial Default
Included
Employment Layoff
Included
Cancel for work reasons
—
Cancel for any reason
—
Pre-Ex Coverage
—
Look back period
180 days
Primary Medical
—
Emergency Medical
$25,000 ($500 Dental)
$50,000 ($500 Dental)
Medical Deductible
—
Pre-Ex Coverage on Trip
—
Acute Onset of Pre-Ex
—
Look back period
180 days
Medical Evacuation
$500,000
$1,000,000
Missed Connection
$250 (3 hours)
Trip Delay
$750 (5 hours, $150/day)
Baggage Loss
$1,000
Baggage Delay
$300 (12 hours)
Non-Medical Evacuation
—
Hazardous Sports
—
Amateur Sports
—
24 Hour AD&D
$10,000
Common Carrier AD&D
—
Flight Only AD&D
$0
$100,000
$200,000
$300,000
$400,000
$500,000
Rental Car
$0
$35,000 ($250 Deductible)
Identity Theft
Included
24 Hour Assistance Service
Included
Schengen Visa
Accepted
Medical Expense and Emergency Evacuation Upgrade

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