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Atlas MultiTrip America

Atlas Multi Trip plans provide coverage for up to a year. Coverage for emergency medical as well as political evacuation is provided. Additional Crisis Response Benefit, which provides some reimbursement in the event of ransom, kidnapping, and related expenses and fees. Personal Liability Benefit to offset member expenses due to third-party injury or damage/loss of third-party property or related-third-party personal property for certain approved settlements. Deductible and coinsurance varies depending on whether the injury was sustained and/or treatment received in the United States or Canada, or outside of the United States or Canada. Please see your policy certificate for more details.

 
Certificate
Plan Review Period
Included
Unavailable for resident of Canada, Australia. Unavailable for resident state of Maryland, New York, Washington.
Trip Cancellation
100% Trip Cost
100% Trip Cost
Cancel for medical
Hurricane & Weather
Terrorism
Financial Default
Employment Layoff
Cancel for work reasons
Cancel for any reason
Pre-Ex Coverage
Primary Medical
$1,000,000
Pre-Ex Coverage on Trip
Acute Onset of Pre-Ex
$1,000,000
Missed Connection
$200
Baggage Delay
Hazardous Sports
Amateur Sports
$250,000
$250,000
Rental Car
Identity Theft
Schengen Visa

Other plans by Tokio Marine HCC

Atlas MultiTrip International

Atlas Multi Trip plans provide coverage for up to a year. Coverage for emergency medical as well as political evacuation is provided. Additional Crisis Response Benefit, which provides some reimbursement in the event of ransom, kidnapping, and related expenses and fees. Personal Liability Benefit to offset member expenses due to third-party injury or damage/loss of third-party property or related-third-party personal property for certain approved settlements. Deductible and coinsurance varies depending on whether the injury was sustained and/or treatment received in the United States or Canada, or outside of the United States or Canada. Please see your policy certificate for more details.

Atlas Travel

Atlas plans include a varying maximum coverage limit per injury or illness, depending on the age group you fall into.  These plans do include a deductible and in some instances are considered "coinsurance" and will provide coverage in conjunction with your regular health insurance plan, depending on whether the claim is incurred in the United States or Canada, or outside of the United States or Canada.  Coverage also includes physical therapy, and accidental death benefit.  Please see the policy certificate with information specific to your age group for more details.

StudentSecure Budget

The HCC StudentSecure Budget plan is a good fit for Full-Time Students or Scholars residing outside of their Home Country in pursuit of international educations activities.  This plan includes greater deductibles than the Elite and Select alternatives, at $350 for emergency room treatment, and $45 for treatment providers within PPO and Student Health Center per Injury or Illness; otherwise $90 per Injury or Illness. If treatment received outside of U.S. $45 per illness or injury.  Coverage for 50% of the cost of prescription drugs.

StudentSecure Elite

The HCC StudentSecure Elite plan is a good fit for Full-Time Students or Scholars residing outside of their Home Country in pursuit of international educations activities.  This plan includes only $100 emergency room deductible and 80% coverage of prescription drugs.  Also includes coverage for injuries sustained in interscholastic sports.

StudentSecure Select

The HCC StudentSecure Select plan is a good fit for Full-Time Students or Scholars residing outside of their Home Country in pursuit of international educations activities.  This plan provides for an Emergency Room deductible of only $100 within the United States, and only $25 for PPO and Student Health Center per Injury or Illness; otherwise $50 per Injury or Illness. If treatment received outside of U.S., $25 per illness or injury. Coverage for 50% of the cost of prescription drugs.  This plan also provides for some Maternity Care and Mental Health treatment.  Please note the United States Preferred Provider Organization (PPO) requirements, and see your policy certificate for additional details.

StudentSecure Smart

The HCC StudentSecure Smart plan is a good fit for Full-Time Students or Scholars residing outside of their Home Country in pursuit of international educations activities.  This plan provides for an Emergency Room deductible of $350 within the United States, and $50 for PPO and Student Health Center per Injury or Illness; otherwise $100 per Injury or Illness. If treatment received outside of U.S., $50 per illness or injury. Coverage for 50% of the cost of prescription drugs.  Lifetime maximum of $25,000 in the event of Acute onset of Pre-Existing Medical Condition.  No coverage for injury sustained in interscholastic or club sports.


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